Life Insurance
Secure your family's future with comprehensive life insurance coverage that gives them peace of mind
Protect the People You Love Most
Life insurance is one of the most important financial decisions you can make for your family. Our comprehensive plans ensure that your loved ones are financially protected when you're no longer there to provide for them.
Choose the Right Life Insurance Plan
We offer flexible life insurance options designed to meet your unique needs
Term Life Insurance
Affordable coverage for a specific period. Perfect for temporary needs like mortgage protection or until children are financially independent.
- 10, 20, or 30 year terms
- Low monthly premiums
- Guaranteed death benefit
- Convertible to permanent
Whole Life Insurance
Lifetime coverage with cash value accumulation. Build wealth while protecting your family with guaranteed premiums that never increase.
- Lifetime coverage guarantee
- Cash value growth
- Fixed premium payments
- Dividend potential
Universal Life Insurance
Flexible premiums and adjustable death benefits. Adapt your coverage as your life changes with investment-linked cash value.
- Adjustable premium payments
- Flexible death benefit
- Cash value investment
- Lifetime protection
Final Expense Insurance
Simplified coverage for end-of-life expenses. No medical exam required, with guaranteed acceptance for ages 50-85.
- No medical exam needed
- Guaranteed acceptance
- Fixed premium for life
- Fast approval process
Comprehensive Financial Protection
Life insurance provides essential financial security for your family's future
Income Replacement
Replace lost income to maintain your family's lifestyle, cover living expenses, and ensure financial stability for years to come.
Debt Coverage
Pay off mortgages, car loans, credit cards, and other debts so your family isn't burdened during a difficult time.
Education Funding
Ensure your children can afford college and pursue their dreams with dedicated funds for education expenses.
Final Expenses
Cover funeral, burial, and memorial costs without placing a financial burden on grieving family members.
Estate Planning
Leave a lasting financial legacy for your heirs and create generational wealth for your family's future.
Business Protection
Safeguard business partners, key employees, and company operations with strategic business life insurance.
Why Choose Hayes Health Life Insurance
Experience unmatched service and comprehensive coverage designed with your family in mind
Competitive Rates
Get the best rates tailored to your age, health, and lifestyle. We work with top-rated insurance carriers to find you the most affordable premiums.
Fast Approvals
Simple application process with approvals in as little as 24 hours. Many policies don't require a medical exam, making it easier than ever to get covered.
Flexible Options
Choose from monthly, quarterly, or annual payment plans. Adjust your coverage as your life changes with our flexible policy options.
24/7 Support
Round-the-clock customer service for you and your beneficiaries. We're here to help during life's most important moments.
Enhanced Riders
Add optional riders for critical illness, disability waiver, accidental death, and more to customize your coverage.
Easy Claims
Simplified claims process designed to provide quick financial relief to your loved ones when they need it most.
Secure your family's future today
Get a free life insurance quote and take the first step toward protecting the people you love most.
Get a quote